CollegeHow Much Of Your College Does The Military Pay...

How Much Of Your College Does The Military Pay For


How To Join The Military To Pay For Pharmacy School

How the Military can pay for your College

Each branch of the military offers several different forms of financial assistance to service members. Military college benefits come in many forms. Programs like the GI Bill pay for college after military service ends, while ROTC scholarships assist students who want to become officers. Other military and military reserve programs offer scholarships, student loan reimbursement and monthly stipends for living expenses while in school.

Alternative Funding Sources For Coast Guard Members

Any form of Tuition Assistance benefits is a great benefit and can help you achieve your education goals more quickly. However, with the rising cost of tuition, the $2,250 annual cap on Coast Guard TA benefits doesnt go very far.

These TA limits dont mean Coast Guardsmen wont be able to achieve their educational goals. It just means they need to be a little more creative when planning their coursework.

Coast Guard members may be eligible to complete coursework or earn college credits through other means. For example, you can also view the Coast Guard Education and Training Quota Management Command website funding and reimbursement programs for education expenses.

In addition, Coast Guardsmen are still eligible to take CLEP and DANTES courses. These credit by examination courses are free and offer college credit upon passing. These exams played a large role when I achieved my degree while on active duty.

Many institutions of higher education also offer credits for military service, potentially eliminating some required coursework en route to achieving a degree.

Additional funding sources for college credits include utilizing the Montgomery GI Bill, Post-9/11 GI Bill, scholarships, grants, and other ways to pay for college.

Non-Coast Guard sources for need-based or merit-based financial aid can be found at .

Should I Enlist In The Military To Pay For College

Enlisting in the military is a life-defining decision that only you can decide for yourself. Youll need to go through strenuous training as a recruit before you become a soldier, sailor, airman, or Marine. After that, you may find yourself enlisted in new locations that are far from home.

Although the military does pay for college, thats certainly not reason enough to join. You can also consider other affordable options for your education. From finding grants and scholarships to minimizing your college expenses, there are plenty of alternative ways to pay for college.

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Compare Military Branch Scholarships

The different branches of the military all offer military education and scholarship programs. For example, the Army has a scholarship program for those looking to become chaplains. Also, the Army Health Professions Scholarship Program pays tuition for medical school students and for graduate students in dentistry, optometry, psychology or veterinary medicine programs at any accredited U.S. school.

The Gi Bill: Helping Military Veterans Pay For College

How Much Does Military Pay For College

Originally known as the Servicemens Readjustment Act of 1944, the GI Bill was started after World War II to support military veterans in their return to civilian life. Years later, plenty of military service members still use the program to fund their college education.

Heres what you need to qualify for the GI Bill:

  • Have served at least 90 days of active duty, or at least 30 days if youve been discharged with a service-related disability
  • In most cases, you will need to sign up for eight years of military service. The most common arrangement involves four years of active duty, and four years of reserve duty

Military vets can choose between the Post 9/11 GI Bill and the Montgomery GI Bill. Both paths offer a number of benefits, so its up to you to make your decision based on your educational goals and service history.

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What To Look For In A Military

As noted above, attending a military-friendly college is key to having a successful educational experience outside the Service. Military-friendly colleges have dedicated services available to military students, and also are able to create flexible schedules for students that are balancing obligations. As you explore potential schools to earn your college degree or certificate, look for the following qualities:

How To Get The National Guard To Pay For College:

In order to apply for college tuition assistance, please consider the following steps:

  • Contact a local U.S. Army National Guard recruiter. Explain during your initial meeting that you are hoping to receive college tuition assistance during your time serving the U.S. Military. You can fill out a contact form online to get started.
  • Take an eligibility test. The Armed Services Vocational Aptitude Battery test helps determine what jobs in the Guard you qualify for.
  • Enlist in the U.S. Army National Guard. By now you know the ship date of your Basic Combat Training as well as assignment and pay.
  • Complete basic training. After you finish Basic Combat Training you will get recognized as a full-service member.
  • Qualify and apply for college tuition assistance. Once you are a full-service member of the Guard you can start receiving college tuition assistance depending on the program and its qualifications. Contact a rep in the National Guard for more details.
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    Squeeze Your Mycaa Benefits

    If you’re looking for a two-year degree, MyCAA is the best place for you to start. Offering $4,000 for an associate’s degree, vocational training or professional licensing, MyCAA is a good resource for spouses of service members in ranks E1-E5, W1-W2 or O1-O2.

    The eligibility is narrow, but every dime counts when you are starting to pay for a military spouse education. To find out more about whether MyCAA might be a good fit for you, be sure to check out our MyCAA guide.

    Service Members Civil Relief Act

    How Much does the Army Pay??: Active Duty vs Reserves/ MILITARY PAY

    For any member of the military who took out student loans prior to joining up, the Service Members Civil Relief Act will help them pay off their student loans through a cap on interest rates while they are on active duty.

    This rule applies to both federal and private loans, provided that the loan in question was disbursed prior to the borrower starting active duty. As long as you are on active duty, the interest rate on your loans cannot exceed 6%, which can be significant savings for anyone with private student loans.

    Borrowers can submit a copy of their service orders to have this rule applied to their loans, or wait until the student loan server automatically applies the cap through regular checks of the military database.

    The SCRA is particularly helpful for anyone who decides to join the military after starting or completing their educational program. It can help to keep student loan payments low while a military member is serving our country on active duty, giving them the opportunity to pay down their student loans at a relatively low fixed interest rate.

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    Other Financial Assistance Options For Veterans

    For service members who dont meet eligibility requirements, each branch of the armed forces has related “aid” or “relief” societies, which are non-profit organizations dedicated to providing assistance to military members and their dependents. Quite often, these agencies offer college scholarships, grants, or interest-free loans for dependent college education.

    Each of the service-related societies has its own unique programs, eligibility requirements, program parameters, scholarship application forms, and decision processes.

    Tuition Assistance In The Military

    Tuition assistance is given to military personnel who are on active duty, drilling or retired in the regular services or the Reserves. This benefit is for voluntary off-duty civilian education programs. It is separate from the GI Bill. What are the limitations of this benefit?

    You may receive 100 percent tuition assistance if it falls within the limits of the program, which are $4500 per year and $250 per semester hour. The tuition assistance benefit is standard for all of the armed forces, including Army, Air Force, Navy, Coast Guard, and . It has caps and restrictions, which are subject to modification. It is wise to consult your Education Service Specialist, visit an Education Center, or your service’s web portal to see what the current policy entails.

    • Annual Ceiling for Tuition Assistance: $4500 for the fiscal year
    • Semester Hour Cap: $250
    • Cap on Number of Semester Hours Per Year: 16 semester hours
    • Fees other than tuition might not be funded. Books and course materials are not funded.
    • Services can impose specific eligibility criteria
    • Officers will usually incur a service obligation that will run in parallel to an existing service obligation
    • Top-up Program: This program allows you to use your GI Bill benefits to take more-expensive courses that are fully funded by tuition assistance

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    Student Loan Repayment Programs

    Are you worried about paying off student loans? With the cost of a college education on the rise, many students and recent college graduates are finding themselves overwhelmed by debt. Some branches of the military will help you lose your student loan debt with special loan repayment programs for qualified members.Many people are not aware that the military can offer you special programs for repaying student debt.

    As always, check with your recruiter for details.

    More Sources Of College Aid For Active

    Do You Pay Taxes In The Military

    In addition to the special programs described above, both active-duty members of the military and veterans are eligible for the same types of financial aid that any other student is. Those includePell Grants, subsidized and unsubsidized federal student loans, and federal work-study programs.

    They also are eligible for numerous state, institutional, and private scholarships, some specifically for current and former members of the military.

    To apply for financial aid, prospective students should fill out the Free Application for Federal Student Aid . The FAFSA is used by both the federal government and other dispensers of aid to determine a student’s eligibility based on their financial resources. For FAFSA purposes, members of the military are considered “independent students,” which means they dont have to supply information about their parents’ finances.

    Active-duty military members and veterans are also eligible for special student loan benefits and repayment options that are not available to other borrowers.

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    Ways The National Guard Can Help Pay For School

    The National Guard is really sought after by some citizens because it allows you to continue to work or go to school, while also serving your country part-time.

    The stations are almost always in the United States, or nearby in places like Guam or Puerto Rico, so members also do not need to worry about getting displaced.

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    In addition to the traditional benefits of serving your country proudly and being a part of something bigger than yourself, the National Guard college pay programs are exceptional.

    In short, the Guard will cover college tuition, room and board , as well as graduate school in certain cases.

    The National Guard supports tuition assistance, the Montgomery GI Bill, Post 9/11 GI Bill, Army National Guard Kicker, and also hosts scholarships related to higher education learning.

    The Guard has also helped many receive their GED or high school diploma.

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    The organization has always been encouraging and supportive of those that wish to seek higher education.

    Here is a quick breakdown of the different methods you can utilize to receive college tuition assistance, room and board, and graduate school or Medical school assistance.

    The Yellow Ribbon Program

    If youre planning on going to a private university, a college out-of-state, or graduate school, then the Yellow Ribbon Program is for you. It covers tuition fees in institutions that the Post 9/11 GI Bill does not cover.

    Certain schools have entered into an agreement with the Department of Veterans Affairs, and part of the agreement is to allow vets to attend more expensive private schools at a lower cost. The amount that they waive depends on two factors: first, the students status , and second, the type of school .

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    Reserve Officers’ Training Corps Programs

    In addition to their service academies, the Air Force, Army, and Navy sponsor Reserve Officers’ Training Corps programs at many colleges and universities. ROTC programs provide college scholarships of up to four years to eligible students who apply in high school. Students who are already in college can apply for three- or two-year scholarships, depending on when they expect to graduate.

    The scholarships provide full tuition and fees as well as a monthly stipend to cover other expenses. ROTC scholarships require a commitment to participate in training during the school year and for service after graduation.

    The Coast Guard doesn’t have an ROTC program, per se, but does offer the College Student Pre-Commissioning Initiative, which provides full funding for up to two years of college.

    Earn Your College Degree Through The Green To Gold Program

    How the Military Can Pay For College | ROTC Program

    The Green to Gold Program identifies enlisted Soldiers with leadership potential and helps them pay for college and earn the degree needed to become an Officer. Through ROTC, candidates will attend college or graduate school, complete Army Officer Commissioning requirements, and compete for Officer assignments.

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    Goodwin University Is A Military

    In 2021-2022, Goodwin University was awarded the Gold Level status as a Military Friendly School and Military Friendly Spouse School in Connecticut. We are listed among the top colleges and universities for Service members, due to the educational benefits, financial assistance, flexible scheduling, resources and services provided to our military students. We celebrate you and your service, and seek to provide you with an attainable, affordable pathway towards your next major milestone.

    We welcome all veterans, service members, and their families.

    Learn more about Goodwin Universitys services for military service members and veterans today. Call 800-889-3282 to learn more, or visit us online to request more information.

    How Does The Va Calculate Post

    About Ryan Guina

    Ryan Guina is The Military Wallet’s founder. He is a writer, small business owner, and entrepreneur. He served over six years on active duty in the USAF and is a current member of the Illinois Air National Guard.

    Ryan started The Military Wallet in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. He also writes about personal finance and investing at Cash Money Life.

    Ryan uses Personal Capital to track and manage his finances. Personal Capital is a free software program that allows him to track his net worth, balance his investment portfolio, track his income and expenses, and much more. You can open a free Personal Capital account here.

    Featured In: Ryan’s writing has been featured in the following publications: Forbes,, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine , Military Influencer Magazine, Cash Money Life, The Military Guide, USAA, Go Banking Rates, and many other publications.

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    Other Benefits Of Joining The National Guard

    In addition to the wonderful benefits provided by the National Guard in terms of achieving a college degree, or helping pay for existing student loans, the Guard has many other benefits.

    Serving the National Guard is a special honor because it allows you to still live your life on your own terms. Young people can still pursue college full-time or continue to work a civilian job.

    Family men and women can still remain close to their families for the vast majority of the year, yet also get some financial assistance.

    It is a great alternative to active duty because the commitment is not nearly as demanding yet still offers the same self-fulfillment and pride that comes with any traditional type of military service.

    You will learn things about your character you never envisioned, join a second family in the U.S. Military, help serve your country directly in it, and receive plenty of government benefits in the process.

    College Benefits For Veterans

    How Much Does Military Pay For College

    The original GI Bill of Rights sent millions of World War II veterans off to college in the 1940s and ’50s. Since then, generations of vets have benefited from that program and its successors.

    Today, there are multiple versions of the GI Bill:

    • The Montgomery GI BillSelected Reserve , described above
    • The Montgomery GI BillActive Duty
    • The Post-9/11 GI Bill

    Still in the process of being implemented is the Forever GI Bill , which further expands many benefits.

    Veterans who were honorably discharged may be eligible for either the Montgomery GI BillActive Duty or the Post-9/11 GI Bill. The VA states that veterans with multiple periods of service who are eligible for both must choose one or the other and that their decision is irrevocable.

    However, a recent court ruling says eligible vets do not have to choose between the two bills. If that decision holds, it could allow a qualifying veteran to receive benefits from one GI bill for the maximum of 36 months and then use the other GI bill to receive additional months of benefits. The decision is pending a possible appeal by the VA, so stay tuned.

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    Is The Military Paying Troops Too Much Yes And No Study Finds

    The military has been paying service members much more than the minimum benchmark it set decades ago, according a Pentagon-funded study, so it should probably raise the benchmark.

    For roughly the past 20 years, the Defense Department has set its uniformed pay grades at about the 70th percentile, meaning 70 percent of civilian jobs that require similar levels of experience and education pay less than the military, and 30 percent pay more. But as part of a regular review of the compensation system, Rand Corp. experts suggest updating that policy.

    Analysis of military and civilian pay in the 1990s indicated that pay at around the 70th percentile had historically been necessary to enable the military to recruit and retain the quality and quantity of personnel required, according to the report, part of a compensation review done every four years. But more recent research has found that military pay has exceeded the 70th percentile benchmark in recent years, raising the question of the continued relevance of this benchmark.

    This balance has gotten out of whack as military pay raises accelerated through the 90s and the first decade of the new millennium. At the same time, according to the research, average wages across the U.S. have dropped.

    Officers, generally, are making closer to the 77th percentile of comparable civilian wages, while enlisted troops are at the 85th percentile.

    Crunching the numbers


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