CollegeHow Much Does The Army Reserve Pay For College

How Much Does The Army Reserve Pay For College


Can I Be In The Military And College At The Same Time


If youre on active duty and thinking about pursuing further education, you might find yourself wondering, Can I be in the military and college at the same time? Youll be interested to know that the answer to that question is a resounding, Yes! Thousands of servicemembers enroll in college during their military careers to boost professional goals, accelerate personal development, and gain increases in rank and pay. Success in college has increased with the growth of military-friendly colleges online. In addition to active military students, veterans and their family members are among the thousands who benefit by earning online degrees.

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Final Thoughts On How The Military Pays For College

The military wants to incentivize people to enlist and one way to do that is by helping to pay for education. The variety of options available show that the U.S. government wants to assist its servicemen and women in paying off their student loans or having them forgiven or discharged whenever possible. Its a small, but significant, way to show gratitude for your service.

More Sources Of College Aid For Active

In addition to the special programs described above, both active-duty members of the military and veterans are eligible for the same types of financial aid as any other student. Those includePell grants, subsidized and unsubsidized federal student loans, and federal work/study programs.

They also are eligible for numerous state, institutional, and private scholarships, some specifically for current and former members of the military.

To apply for financial aid, prospective students should fill out the Free Application for Federal Student Aid . The FAFSA is used by both the federal government and other dispensers of aid to determine a student’s eligibility based on their financial resources. For FAFSA purposes, members of the military are considered “independent students,” which means they dont have to supply information about their parents’ finances.

Active-duty military members and veterans are also eligible for special student loan benefits and repayment options that are not available to other borrowers.

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Air Force Reserve Ta Benefits

The TA benefits for both Reserve Commissioned Officers and Enlisted are in line with Active Duty Air Force policies. Here is an overview:

  • The Reservist must be in good standing with their Command
  • Enlisted Airmen must have an ETS past the end date of the TA program they have been approved for
  • For Commissioned Officers to utilize TA, they must have four years of service still on their contract past the completion date of their TA approved program
  • Officers must extend their enlistment each time they enroll in a TA degree level program
  • Enlisted Airmen and Commissioned Officers receive 100% for undergraduate or graduate study up to $250 per semester hour or $166.66 per quarter hour up to $4,500 per fiscal year
  • This off-duty benefit can be used for academic or technical programs and in-person or via correspondence

The Air Force prioritizes education for both Active Duty and Reservists. Find out how to apply for Air Force TA.

Overview Of Military Education Benefits

 How Much Does The Reserves Pay For College

Military service offers a tremendous array of education benefits that can be used while you are on active duty or after you leave the service. A good education is essential for your career both in uniform and out, so take advantage of the education benefits youâve earned.

While in service, members have access to up to $4,500 a year in Tuition Assistance. TA is paid to the school on a per class basis. Servicemembers can also use GI Bill benefits, however, it is seldom a good idea to do so while on active duty.

The centerpiece of armed services educational benefits is the GI Bill which encompasses several Department of Veterans Affairs education programs including the Post-9/11 GI Bill, The Montgomery GI Bill for Active Duty and Veterans , Montgomery GI Bill for Selected Reserves ,the Fry Scholarship, the Spouse and Dependents Education Assistance , and the Vocational Rehabilitation and Employment program.You may be eligible for more than one educational benefit. Knowing when each is best for your situation can save you money and ensure you get the most out of your benefits. .

Finally, remember that each service has its own tuition assistance programs, college funds and other means that may be able to help you in ways beyond those of the âstandardâ benefits listed here. Talk with an Education Service Officer, Navy College counselor or military recruiter to find out more.

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How Do You Apply For The Reserve Education Benefits

For many of these college funding opportunities, you have to complete an application to verify your eligibility. In some cases, you can complete this application online through your branch of the military, while other programs prefer that you fill out a printed application.

To obtain the required forms, talk to your military education counselor, a financial aid advisor at the school you want to attend or, if youre still in high school, your guidance counselor for information on how to apply.

Benefits Of Simultaneous Membership Program

Participation in SMP allows you to:

  • Receive basic soldier skills in Basic Combat Training and job skills through Advanced Individual Training
  • Receive up to 100% tuition assistance, depending on Military Occupational Specialty
  • Receive time-served credit toward reserve retirement and base pay calculations
  • Receive a monthly allowance, depending upon rank/grade
  • Commission as a second lieutenant upon graduation and be eligible to serve in either the National Guard or active Army

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National Guard Pay Vs Army Reserves Pay

If you are thinking about joining the National Guard or the Reserves, you might be wondering how National Guard pay or Reserve pay works.

Serving in the National Guard and Reserves can be quite different than serving in the active duty military. You have your monthly drills, your annual training, and anything else the military calls you to do. You also work a civilian job, and the military is only a small part of your paycheck.

As an active duty soldier, you know you can receive base pay, BAH , and other types of payments and allowances.

How do things work for the National Guard and Reserves? How about if you deploy or train for more than a weekend? Will you still receive BAH if you are gone for three weeks?

Montgomery Gi Billactive Duty

How Much does the Army Pay??: Active Duty vs Reserves/ MILITARY PAY

To be eligible for college funding through the Montgomery GI BillActive Duty , veterans must have served at least two years of active duty during certain time periods and meet other criteria listed on the VA website. In most cases, they must also have paid a total of $1,200 into the education program while they were serving.

If they qualify, they can receive up to 36 months of financial assistance toward college. As of October 2020, the maximum monthly benefit was $2,122 a month for full-time students or a total of $76,392 over the three years.

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Guaranteed Reserve Forces Duty Scholarship

The GRFD Scholarship is for individuals with prior military service and those who would like to obtain a commission in the Army Reserve. If you receive a GRFD, youre required to enroll in an ROTC course and enlist in the Army Reserve in the Simultaneous Membership Program if youre not currently a member. Upon graduation, you must accept a commission, complete the Officer Basic Course, and serve six years in the Army Reserve.Benefits include:

  • Full tuition paid
  • Annual book allowance of $1,200
  • ROTC monthly stipend of $350 to $500
  • Montgomery GI Bill
  • The Simultaneous Membership Program Kicker of $350 a month

Coast Guard Reserve Ta Benefits

As a Coast Guard Reservist, you are eligible for TA, but just like Active Duty Coast Guard, the benefit amount is less than your service counterparts. The following is some basic amounts regarding eligibility and TA amounts:

  • To qualify you must be on long-term Active Duty orders of 180 days or more
  • The annual cap is $2,250 for TA utilization
  • To apply, the process is the same as Active Duty and is at the discretion of your Command
  • Find out how to apply for Coast Guard TA

As a Coast Guard Reservist you may be eligible for the Montgomery GI Bill Selected Reserve benefit. This is separate from Tuition Assistance but will come up when you look at education benefits as part of the Coast Guard Reserve. What is important to note is all education benefits are based on type of service and length of service. Always read the fine print and find out what works best for you and your career goals.

Tia Christopher is a proud US Navy Veteran. Christophers writing has focused on explaining military benefits in plain language and helping fellow service members transition from the military. Christopher was recognized in 2013 by the White House as a Woman Veteran Champion of Change.

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The Coast Guard Reserve Tuition Assistance

In order to receive TA benefits through the Coast Guard, you will need to be a reservist on long term active duty orders of over 180 days. Back to back tours will not count. The Coast Guard also has an annual fiscal year cap of $2,250 which is lower than other branches.

If you are serving in the National Guard or the Reserves, make sure to find out if you qualify for Tuition Assistance. If you do, make sure to apply in a timely manner in order to receive TA for your education.

CollegeRecon is a military education and transition resource. We provide online tools and actionable info to better understand your Post-9/11 GI Bill and military and veteran education benefits programs.

Find info on top online degree programs for military using their Post-9/11 GI Bill, as well as ways to pay for school such as scholarships for military and veterans. We can also assist you through your transition with certificate, training, and career options after you leave the military.

CollegeRecon is built exclusively for veterans, active military, the National Guard, Reserves, military spouses and dependents of the US Army, Marine Corps, Navy, Air Force, Coast Guard, and DoD to assist in their education journey.


Veterans Total And Permanent Disability Discharge

The GI Bill Kicker

The Veterans Total and Permanent Disability Discharge is available to release veterans of their loans. You need to have a service-related disability thats documented by the Department of Veterans Affairs in order to qualify and be deemed permanently disabled. Most loans are eligible for forgiveness through this program.

How to Apply for Veterans Total and Permanent Disability Discharge:

Follow this link to begin the application process, or apply with a paper application.

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Ways The National Guard Can Help Pay For School

The National Guard is really sought after by some citizens because it allows you to continue to work or go to school, while also serving your country part-time.

The stations are almost always in the United States, or nearby in places like Guam or Puerto Rico, so members also do not need to worry about getting displaced.

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In addition to the traditional benefits of serving your country proudly and being a part of something bigger than yourself, the National Guard college pay programs are exceptional.

In short, the Guard will cover college tuition, room and board , as well as graduate school in certain cases.

The National Guard supports tuition assistance, the Montgomery GI Bill, Post 9/11 GI Bill, Army National Guard Kicker, and also hosts scholarships related to higher education learning.

The Guard has also helped many receive their GED or high school diploma.

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The organization has always been encouraging and supportive of those that wish to seek higher education.

Here is a quick breakdown of the different methods you can utilize to receive college tuition assistance, room and board, and graduate school or Medical school assistance.

Reserve Officers’ Training Corps Programs

In addition to their service academies, the Air Force, Army, and Navy sponsor Reserve Officers’ Training Corps programs at many colleges and universities. ROTC programs provide college scholarships of up to four years to eligible students who apply in high school. Students who are already in college can apply for three- or two-year scholarships, depending on when they expect to graduate.

The scholarships provide full tuition and fees as well as a monthly stipend to cover other expenses. ROTC scholarships require a commitment to participate in training during the school year and for service after graduation.

The Coast Guard doesn’t have an ROTC program, per se, but does offer the College Student Pre-Commissioning Initiative, which provides full funding for up to two years of college.

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Deferred Student Loan Payments For Active Duty

Need a breather from paying off your loans? You can choose to have your student debt deferred while youre out on active duty, and for 13 months after you return. The government will pay any interest on your Direct Loans and Federal Stafford Loans.

Warning! Before entering into any agreement or shelling out money, make sure that you are transacting with a legitimate representative of the military to avoid falling victim to loan scams.

Navy College Tuition Assistance Program

Join the Army Reserves to Help Pay for College!!

Am I eligible? If youre an active duty sailor or officer , you bet! You become eligible after two years of military service.

What does it cover? The Navy TA program will fund one certificate, certification preparation, or diploma in schools that have signed a Department of Defense Memorandum of Understanding . The institution you are applying for must also be listed on the Department of Veteran Affairs website.

Heres a quick breakdown of how much the program can cover:

  • $250 per semester hour

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The Air Force Reserve Tuition Assistance

For undergraduates, they offer TA at the DOD guidelines. For masters degrees, funding is limited to 75% of those guidelines. If you are interested in an associates degree and going through the Community College of the Air Force, you will be exempt from the progressive education level requirement. You can apply for TA by going to the Air Force Reserve Portal website.

What The National Guard Will Not Pay For

The National Guard cannot guarantee 100 percent coverage of your college tuition. It can also not promise to help forgive 100 percent of existing student loan debt.

However, its college tuition assistance is outstanding. You would struggle to find any type of employer that could come close to matching this type of higher learning assistance.

Also, while room and board is usually not covered in full from the Army National Guard Kicker, or other stipends it can help cover half or most of your living expenses, depending on where you are located.

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Defer Your Payments While On Active Duty

You can defer your student loan payments while on active duty and for 13 months after you return. The government will pay the interest on your Direct Loans and Federal Stafford Loans . You wont have to worry about interest accruing while youre not making principal payments.

If you have an unsubsidized loan, then you wont be able to have your interest paid while in deferment.

Active Military Or Reservists Benefits


Individuals currently serving on active duty or with a reserve component may be eligible for federal and/or state benefits. Reserve and National Guard Servicemembers may choose to attend college full-time while serving. Active duty Servicemembers can receive benefits to participate in off-duty educational activities.

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How Much Do The Army Reserves Pay


Army Reservists augment the ranks of active-duty soldiers and prepare to potentially serve as active duty in the case of a national emergency. Normally, members of the Army Reserves serve as part-time soldiers by training for one weekend a month and two consecutive weeks per year. During the remainder of the time, they go about regular daily life, whether it’s attending college, caring for a family or working a civilian job. For that one weekend a month, Army Reservists earn what’s known as “drill pay.”

Navy Reserve Enlisted Ranks And Drill Pay Under 6 Years

Pay Grade

In addition to monthly Drill Pay, Reservists also receive a decent benefits package:

  • Medical Insurance: Option to receive quality health insurance for a low monthly premium for you, and any dependents.
  • Life Insurance: Reservists receive life insurance coverage for a spouse or dependent children.
  • Retirement: Personnel qualifies for Veterans Preference Retirement if mobilized under U.S. Code, Title 10. You also must complete more than 180 days of continuous active duty in order to qualify.
  • Education: Navy Reservists qualify for the Montgomery G.I. Bill in order to receive financial assistance related to tuition, licensing, training, or apprenticeships.
  • Tax Breaks: Reservists receive unique tax breaks that help reduce tax liability and potentially save you money.
  • Commissary and Exchanges: Reservists and immediate family members are permitted to shop at all U.S. military base commissaries and exchanges.
  • Military Discounts: Navy Reservists can receive most of the same military discounts as active-duty personnel. It includes lower rates at airlines, car rentals, restaurants, and home improvement stores.

Navy Reservists are also blessed with job security under the Uniformed Services Employment and Reemployment Rights Act of 1994 .

Additionally, personnel can receive promotional opportunities within the Navy Reserve comparable to active duty soldiers.

Speak with a local Navy recruiter for more information regarding Navy Reserve benefits.

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