CollegeHow Does The Navy Pay For College

How Does The Navy Pay For College


How Long Do You Have To Be In The Military To Have Your College Paid For

Before Joining The Military JUST To Pay For College, Make More Money, or To Get Away WATCH THIS!

The amount of time you need to serve before the military can pay for college depends on the program that youve signed up for. Under the Post 9/11 GI Bill, you will need to serve at least 90 days of continuous service before you can make use of the benefits.

With the MGIB-AD, youll need to render two years of active duty while in the MGIB-SR, youll have to finish six years in the Selected Reserve or Guard.

Health Professions Loan Repayment Program

The Health Professions Loan Repayment Program provides 4th year medical students or residents pursing a specialty to join the military and have part or all of their existing student loans paid.

To be eligible to apply, prospective military members must currently be enrolled in an approved program, agree to serve for a designated amount of time, and be pursing a health profession that is needed by the military.

If approved, participants receive up to $40,000 annually for 3 years. It is important to note that 25% of that amount is withheld for taxes, which may be given as part of a tax refund through the IRS.

There are also a number of bonuses available for those in highly-needed medical fields. These are often practitioners with highly specialized skills which require advanced training, but it is worth discussing with the recruiter to see if you are eligible.

Is It Better To Go To College Before Joining The Military

Enlisting in the military first means gaining the opportunity to retire earlier, have college paid for and potentially avoiding student loans. On the other hand, graduating from college first and then enlisting may allow you to start off at a higher rank and pay grade, with more opportunities for leadership roles.

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Compare Military Branch Scholarships

The different branches of the military all offer military education and scholarship programs. For example, the Army has a scholarship program for those looking to become chaplains. Also, the Army Health Professions Scholarship Program pays tuition for medical school students and for graduate students in dentistry, optometry, psychology or veterinary medicine programs at any accredited U.S. school.

The Post 9/11 Gi Bill

Military Pays For College??

The Post 9/11 Bill is available to all vets who served after September 10, 2001, with at least 90 days of continuous service. For most vets, this is the preferred way to pay for college, with more than 80 percent of those taking advantage of their GI Bill benefits doing so through the Post 9/11 Bill.

The Post 9/11 Bill pays all public school in-state tuition and fees, and the maximum benefit that a person can receive will cover the following:

  • Tuition and fees
  • Living stipend
  • Allowance for books and supplies

The actual benefit amount received will vary based on how long the military vet has been in service. For example, if you rendered more than 90 days but less than six months of service, youll receive only half of the maximum benefit.

However, if youve served at least 36 months or 30 continuous days prior to discharge for a service-related disability, youll get the maximum tuition and fees, a monthly housing stipend, and an annual stipend for books and supplies.

Under the Post 9/11 GI Bill, you can also apply for the Yellow Ribbon Program to supplement the funding you need to attend a private institution, go to college out-of-state, or enroll in graduate school.

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Everything You Need To Know About Tuition Assistance By Service

Did you know that you can earn a degree in the military without spending a penny of your own money and without using up any of your GI Bill benefits?

Through a benefit called tuition assistance, or TA, active-duty service members can take classes in pursuit of a college degree on the militarys dime.

TA covers $250 per semester hour, with a yearly cap, but each service can set its own requirements, and some rules vary.

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Heres everything you need to know about the rules governing TA, as well as some tips for getting the most out of the benefit.


For Current Medical Students And Residents

Medical students using the Health Services Scholarship Program or attending the Uniformed Services University of the Health Sciences will serve as Second Lieutenants in the Army or Air Force or as Ensigns in the Navy.

Once they graduate and join the rest of the service, they will automatically be promoted to Captain in the Army or Air Force or Lieutenant in the Navy.

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Veterans Total And Permanent Disability Discharge

The Veterans Total and Permanent Disability Discharge is available to release veterans of their loans. You need to have a service-related disability thats documented by the Department of Veterans Affairs in order to qualify and be deemed permanently disabled. Most loans are eligible for forgiveness through this program.

How to Apply for Veterans Total and Permanent Disability Discharge:

Follow this link to begin the application process, or apply with a paper application.

College Costs For Medical Professionals

How the Military Can Pay For College | ROTC Program

Some of the best financial incentives to joining the military exist for healthcare professionals.

With 4-year medical school costs ranging from $150,000 to almost $400,000, it is no surprise that newly graduated medical professionals are looking for programs the help pay their medical school loans while providing rewarding and challenging experiences.

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Should I Join The Navy Before Or After College

Whether to join the military prior to finishing college depends on your goals and circumstances. If youd like to become an officer, then you need to complete your degree prior to joining. If you need tuition assistance, then completing your degree over time as an enlisted member might be the right choice.

Squeeze Your Mycaa Benefits

If you’re looking for a two-year degree, MyCAA is the best place for you to start. Offering $4,000 for an associate’s degree, vocational training or professional licensing, MyCAA is a good resource for spouses of service members in ranks E1-E5, W1-W2 or O1-O2.

The eligibility is narrow, but every dime counts when you are starting to pay for a military spouse education. To find out more about whether MyCAA might be a good fit for you, be sure to check out our MyCAA guide.

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How Does The Military Gi Bill Work


The Military GI Bill is a program to benefit veterans of the U.S. military service. Its benefits now include one-year of unemployment compensation, financial assistance for vocational or higher education for returning war veterans or their dependents and financial assistance for starting a business and/or buying a home. All of these benefits are designed to help veterans readjust to civilian life and provide an incentive for military volunteers. The program is composed of two laws: the Servicemans Readjustment Act of 1994 and the Montgomery GI Bill. Veteran education programs are found in law in Title 38 of the U.S. Code, with one chapter for each law.

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Other Financial Assistance Options For Veterans

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For service members who dont meet eligibility requirements, each branch of the armed forces has related “aid” or “relief” societies, which are non-profit organizations dedicated to providing assistance to military members and their dependents. Quite often, these agencies offer college scholarships, grants, or interest-free loans for dependent college education.

Each of the service-related societies has its own unique programs, eligibility requirements, program parameters, scholarship application forms, and decision processes.

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How Long Do You Have To Be In The Military To Get Free College

The Montgomery GI Bill extends educational benefits to any active duty member of the military who served for at least 2 years of active duty. This also extends to veterans of any branch of the military. You receive up to $1,857 each month for educational expenses, as long as youre enrolled full-time.

Navy Tuition Assistance Eligibility

TA is available to both Navy officer and enlisted active duty and reservists on continuous active duty. It’s also available to enlisted reservists ordered to active duty 120 days and to reserve officers ordered to active duty for 2 years or more. To qualify, you must:

  • have at least three years time-in-service before applying for benefits
  • be on active duty for the whole length of the course.
  • attend an accredited school.
  • get counseling from a Navy College Office or Virtual Education Center Counselor
  • provide all grades from previously funded TA courses and reimburse all W and F grades.
  • Active duty enlisted with under 16 years of service and reservists on active duty orders must have 12 months or more remaining on their current enlistment or extension as of the course start date.
  • An officer must agree to remain on active duty for at least two years upon completion of courses funded by TA. Officers must also be O-3 or above to be eligible.

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Naval Reserve Officers Training Corps

If you are interested in a collegiate scholarship program that pays for your education and molds you into a leader, consider the Naval Reserve Officer Training Corps Scholarship program, which you can apply for while in high school or college. These 2, 3 or 4-year scholarship and non-scholarship opportunities can lead you toward commissioning as a Naval Officer upon graduation.

The NROTC program also offers Summer Cruise Training where you can spend part of your summer vacations alongside Navy Officers in the field gaining on-the-job experience in various areas, including on-board a nuclear submarine, with aircraft carriers and aviation squadrons or in a foreign nation training with international branches.

Do You Get Paid More Money In The Navy If You Have A Degree

Does The Military Pay For College?

The United States Navy has hundreds of thousands of men and women serving in hundreds of different occupations. The majority of Navy personnel are enlisted, with the remainder made up of commissioned officers. With a few exceptions, Navy officers are required to have a minimum of a bachelor’s degree, though many enlisted personnel also possess a college degree. While having a degree doesn’t necessarily guarantee higher pay in the Navy, it certainly improves the chances of earning more pay.

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Fy 2021 Navy Tuition Assistance Benefits Updates

The following rates are effective immediately and are in place from October 1, 2020, through September 30, 2021. The rates after that will depend on the approved Navy budget.

2021 Tuition Assistance Rates: The Navy Tuition Assistance Program pays for 100% of up-front costs associated with tuition and fees for course enrollments, up to the following rates:

  • $250.00 per semester hour, or
  • $166.67 per quarter hour, or
  • $16.67 per clock hour, AND
  • Max Benefit Per Fiscal Year: $4,500
  • Limited to a fiscal year cap of 12 semester hours, 18 quarter hours, or 180 clock hours . The fiscal year cap applies to both TA and Navy College Program Afloat College Education DL combined.
  • Limited to a lifetime cap of 120 semester hours, 180 quarter hours, 1800 clock hours . The lifetime credit cap applies to both TA and NCPACE DL combined.

Note: The Navy often adjusts the annual credit hour limit. The previous rules had no cap, while others capped tuition assistance benefits at a maximum of 16 Semester Hours per Fiscal Year.

Navy Tuition Assistance Program Benefits

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The US Navy offers its Sailors a Tuition Assistance program to provide funds for off-duty education programs. This is an incredibly valuable benefit as furthering your education can help you gain promotions while you are still in the service, as well as help you find a higher paying job when you retire or otherwise leave the military.

The Navy Tuition Assistance program has undergone some small changes recently, and what follows are the rules and TA rates for FY 2021.

Approval is required before you will be able to use TA funds, so be sure to read all the fine print and contact your education office if you have more questions.

Lets dive in and take a look at what the US Navy Tuition Assistance program offers, who is eligible, which educational programs are covered, and how to take advantage of this valuable benefit.

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Criteria For Advanced Pay

Normally, a Navy enlisted member would expect to begin service in pay-grade E-1, but the Navy wants to ensure you receive credit for certain life experiences you may have already had. The Navy provides opportunities for you to advance to pay-grades E-2 or E-3 while you wait to leave for boot camp. Keep in mind the importance achieving advancement prior to leaving for boot camp – higher pay-grade equals greater responsibility and more money!

Here is an example
Entering the Navy at pay-grade E-3 will allow you to be eligible to advance to Third Class Petty Officer only six months into your enlistment versus an E-1 who would only be eligible to advance to E-4 after serving a minimum of 2 years – you are a full year and a half ahead! Take a look at this current military pay scale and see the difference.

The following are ways that you may gain advancement — some for things you have already accomplished, and a couple you still can do while waiting to leave for basic training

Official transcripts are the only acceptable documents to verify your advanced pay-grade eligibility. And keep in mind, if you are enlisted as a High School Diploma Graduate based on satisfactory completion of 15 semester/22 quarter hours, the hours cannot also be applied to advanced pay-grade unless you have enough credits to satisfy both requirements.

Making It Work Under Difficult Circumstances

â Navy Reserve Pay For College

Perseverance and dedication are key characteristics of successful students. Spittler says shes helped hundreds of students, and always loves to hear their stories. A few of them still stand out in her memory.

She recalls advising an online military student who was deployed overseas. He was interested in a masters program at National. She told him itd be a great program for him, but that he needed to take the classes in sequence, without breaks in between. She also told him his options in case he needed to drop a class.

Throughout the program, the student kept in touch with Spittler and, although she knew he was deployed, she didnt know where. Spittler says when a student is on active duty, You cant really discuss where theyre at because of security reasons. I really dont ask.

Wherever he was serving, the time difference was significant, and the student would stay up late in order to call Spittler during her office hours if he needed to speak to her. His ability to focus on difficult coursework while deployed really captured her attention and she praised him for his efforts.

Finally, he arrived at his capstone project, which is the last course in a National University program. Going into the last course, he had all As, but he was upset to receive a B+ in his final class.

She told him not to be so unhappy about the B+, but rather to be proud of what he had accomplished. It was no small thing to transition from one country to another and then to transition home.

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Should I Enlist In The Military To Pay For College

Enlisting in the military is a life-defining decision that only you can decide for yourself. Youll need to go through strenuous training as a recruit before you become a soldier, sailor, airman, or Marine. After that, you may find yourself enlisted in new locations that are far from home.

Although the military does pay for college, thats certainly not reason enough to join. You can also consider other affordable options for your education. From finding grants and scholarships to minimizing your college expenses, there are plenty of alternative ways to pay for college.

More Sources Of College Aid For Active

In addition to the special programs described above, both active-duty members of the military and veterans are eligible for the same types of financial aid that any other student is. Those includePell Grants, subsidized and unsubsidized federal student loans, and federal work-study programs.

They also are eligible for numerous state, institutional, and private scholarships, some specifically for current and former members of the military.

To apply for financial aid, prospective students should fill out the Free Application for Federal Student Aid . The FAFSA is used by both the federal government and other dispensers of aid to determine a student’s eligibility based on their financial resources. For FAFSA purposes, members of the military are considered “independent students,” which means they dont have to supply information about their parents’ finances.

Active-duty military members and veterans are also eligible for special student loan benefits and repayment options that are not available to other borrowers.

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Keep An Eye On Budget Cuts

As you start to look into military education benefits, you may find that more financial options existed during the surge.

Since the GI Bill is a benefit, not an entitlement, transferability may hit the chopping block due to sequestration and other budget cuts.

For example, over 4,000 soldiers lost their GI Bill transferability in January 2013. If it makes sense for your family to look into GI Bill transferability, don’t wait another day. Start your application now.

While the options are fewer, these benefits are still yours. Take advantage of those that apply to you while you still can.

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