Montgomery Gi Bill Selective Reserve
Who is Eligible?
Selected Reserve members who enlist for at least six-years after June 30, 1984. Unlike other GI Bills, the education benefits under this GI Bill expire after serving 10 years or upon discharge, so they must be used during the first decade of serving.
What are the Benefits?
Eligible service members are entitled to 36 months of education benefits paid at the current rate of $368 per month for a full-time student. Like the MGIB-AD, students are responsible to pay tuition and fees on their own accord. The MGIB-SR may be used in conjunction with other types of financial aid, such as Federal Tuition Assistance , scholarships, and any education benefit that may be provided to Selected Reserve members by their state.
What Types of Training Are Approved?
Non-College Degrees, such as Vocational and Technical
Licensing and Certification Reimbursement
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Join The Military & Drastically Cut The Cost Of College
1.) Join the armed forces after high school and work on your college degree while youre on active duty.2.) Start college as a civilian , graduate with your associate or bachelors degree and become a military officer.3.) Serve in a military reserve branch or the National Guard while youre in college.4.) Apply as a student in a military academy.
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Licensing And Certification Payout
For both the Post 9/11 GI Bill and the Montgomery GI Bill-Active Duty, the VA will reimburse you the actual test cost for the licensing or certification test you took, whether you passed or failed .
You can retake the test as many times as you need, and the VA will pay for it as long as you have remaining entitlement benefits.
Note: This benefit is currently not applicable to MGIB-SR.
Here is the best part yet: You donât have to choose just one program in pursuing your trade school education!
You can study at a non-college degree institution, then take your apprenticeship with a VA accredited employer, and then get your license or certificate- and all of it will be covered by the GI Bill !
How Long Do You Have To Be In The Military To Have Your College Paid For
The amount of time you need to serve before the military can pay for college depends on the program that youve signed up for. Under the Post 9/11 GI Bill, you will need to serve at least 90 days of continuous service before you can make use of the benefits.
With the MGIB-AD, youll need to render two years of active duty while in the MGIB-SR, youll have to finish six years in the Selected Reserve or Guard.
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Benefits For Spouses And Dependents
Eligible service members can transfer a partial or full amount of their Post-9/11 GI Bill benefits to a child or spouse. In addition, if you are an eligible family member of a veteran, you might qualify for other programs that can help you afford college, university, or post-secondary vocational training. Here are three you should know about:
Deferred Student Loan Payments For Active Duty
Need a breather from paying off your loans? You can choose to have your student debt deferred while youre out on active duty, and for 13 months after you return. The government will pay any interest on your Direct Loans and Federal Stafford Loans.
Warning! Before entering into any agreement or shelling out money, make sure that you are transacting with a legitimate representative of the military to avoid falling victim to loan scams.
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The Montgomery Gi Bill Selected Reserve
The Montgomery Bill Selected Reserve program helps part-time members of the Army Reserve and Army National Guard pay for education and training benefits for a maximum of 36 months, in return for a six-year service commitment. This program pays up to $384 in monthly tuition payments for a maximum of 36 months and a maximum total of $15,483 in tuition. These benefits must be used while you are still serving and cant be used after your service ends.
MONTGOMERY GI BILL SELECTED RESERVE REQUIREMENTS
In order to qualify for The Montgomery Bill Selected Reserve benefits, Army Reserve and National Guard enlistees must have a high-school diploma or its equivalent, agree to a six-year service commitment, and complete Initial Entry Training .
Military Cdl Act Of 201:
Under normal circumstances, CDL drivers would have to get their license from their state of residence, which was obviously causing issues for members of the U.S. Armed Forces who were stationed in states other than their state of domicile.
One recent development to help members of the military get their CDL was the Military CDL Act Of 2012. In short, the bill allows states to issue Commercial Driver’s Licenses to active members of the Armed Forces if they are temporarily or permanently stationed in states other than their home state, and operate, or will operate, commercial motor vehicles .
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Choosing The Right Vocational Or Trade Degree As A Veteran
Choosing a career path can be confusing, and veterans face particular challenges when selecting a vocation or trade. Some veterans establish a civilian career similar to their military work, while others apply their skills to a completely different field. Veterans should also consider the types of jobs available for individuals with military experience and the education requirements for those positions.
The work individuals completed during their military service often informs their career choice. For example, a veteran who worked on airplanes in the military may study aircraft mechanics and maintenance. A veteran with experience helping wounded soldiers or providing medical assistance in the field may select an allied health profession. Individuals who choose a vocation related to their military occupation may complete their training and enter the workforce sooner than those who pursue an entirely new field.
In addition to hard skills that transfer directly to a civilian vocation, veterans may apply soft skills gained during their service. For example, professionals who oversaw logistics and personnel or coordinated military operations may leverage their management experience. Former service members can apply skills such as teamwork, leadership, organization, and communication toward civilian professions.
The Yellow Ribbon Program
If you are a veteran interested in attending a higher-cost institution, such as a private school or graduate school, the Yellow Ribbon Program can help you pay for additional costs not covered by your Post-9/11 GI Bill tuition payment. As part of this scholarship, participating schools contribute a portion of the remaining cost and the Department of Veteran Affairs matches that amount. Most schools have a limited number of scholarships available so enrollment is offered on a first-come, first-served basis.
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Lower Your Payments With Income
Apply for an income-driven repayment plan while youre on active duty so that you wont pay more than necessary in comparison to your income. These plans could bring your payments down to as little as $0 per month.
The Heroes Act Waiver is also there to help, because youre not required to submit proof of income while in active duty. That means you can maintain low payments even if your income increases.
The Gi Bill: Helping Military Veterans Pay For College
Originally known as the Servicemens Readjustment Act of 1944, the GI Bill was started after World War II to support military veterans in their return to civilian life. Years later, plenty of military service members still use the program to fund their college education.
Heres what you need to qualify for the GI Bill:
- Have served at least 90 days of active duty, or at least 30 days if youve been discharged with a service-related disability
- In most cases, you will need to sign up for eight years of military service. The most common arrangement involves four years of active duty, and four years of reserve duty
Military vets can choose between the Post 9/11 GI Bill and the Montgomery GI Bill. Both paths offer a number of benefits, so its up to you to make your decision based on your educational goals and service history.
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Army Tuition Assistance Program
Am I eligible? Complete one year of service and graduate from Advanced Individual Training and youll be eligible as an undergraduate.
If youre looking for graduate-level tuition assistance and you already used the program to pay for part of your undergraduate degree, youll only be eligible after 10 years of service.
How much does it cover? The Army TA program covers 130 semester hours of undergraduate credit, and 39 hours of graduate credit. This is how it breaks down:
- $250 per semester hour
- 16 semester hours per year
- Maximum of $4,000 per year
Licensing & Certification For Military Spouses
The MyCAA Scholarship pays tuition costs for eligible military spouses education and training courses and examinations leading to an associate degree or professional state certification or licensure.
- Skilled trades
- Other occupations requiring recognized certifications
- Licensing exams and related prep courses
- Continuing Education Unit classes
- College Level Examination Program tests
- Degree Programs leading to employment in Portable Career Fields
- High School Completion courses and GED tests
- English as a Second Language classes
- Associate degrees in any career field or occupation
There are approximately 1 million military spouses:
- Active duty spouses: 624,000
- Selected Reserve/National Guard spouses: 372,000
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Finding Vocational Technical And Trade Schools
Vocational/Technical or Trade Schools provide you with specific job skills and job training that is on the cutting edge of technology. These schools allow you to jump right in to the specific career field of your choice, giving you control over what you learn and when you learn it. The attractive features of vocational and technical schools are:
- Learning is hands on. You immediately use what you learn
- Get training and enter into the workforce…fast
- Instructors have personal experience in the subjects they teach
How The Military Helps Pay For College And Job Training
The military is an honorable way for patriotic men and women to both serve their country and pursue a career. When it comes to education and career benefits, the military takes care of service members during, and after, their service. Of course, the military itself can be a rewarding career choice. But if they decide to move on, service members can access many tools, resources and benefits to successfully transition into civilian careers.
The Highest Paying Skilled Trade Jobs
These are some of the highest paying jobs that are commonly considered skilled trades. The salary listed is either the average or mean pay a worker earned in 2020, entry level pay will be less and those with a lot of experience will make more. The salaries listed here were updated with the newest BLS information from 2021.
- Health Service Managers: $104,280
- Administrative Services and Facilities Managers: $98,890
A few of these careers may pay even more than current government statistics show, especially if you live in a fast growing area where theres a lack of skilled workers. I know where I live, in a growing area of Florida, experienced welders, HVAC technicians, CDL truck drivers, and electricians can make substantially more than this post indicates.
Salaries have been updated with data from April of 2021. New salary information will be published around May 2022 and this information will be updated then. This salary information was gathered from the official BLS website. United States National Occupational Employment and Wage Estimates
Reference & more reading:
Active Duty Health Professions Student Loan Repayment Program
Health professionals who are also on active duty can qualify for $40,000 per year toward your student loan debt for up to 3 years if youre serving in the dental, medical, allied health, nursing, or veterinary corps while on active duty. You can also be eligible for up to $50,000 in total loan forgiveness over 3 years if youre in the reserves for those professions.
What Loans Qualify for Active Duty Health Professions Student Loan Repayment?
- Stafford Loans
- Supplemental loans for students
How to Apply For Army Student Loan Repayment:
Contact an Army recruiter to learn how to apply, find out whether youre eligible, and learn more about what active duty service in the Army entails.
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Limit Your Interest With The Servicemembers Civil Relief Act
The Servicemembers Civil Relief Act is for any military members who took out student loans out prior to joining. They provide a cap on interest rates while you serve on active duty and this applies to both federal and private loans.
The loan mustve been disbursed before you started active duty. The interest rate cannot exceed 6% and this can bring significant savings, especially with private loans.
How to apply for SCRA:
Submit a copy of your service orders to have this applied to your loans
- Wait until your loan servicer applies the cap through checks of the military database
This is helpful for anyone who wants to join the military after youve finished your education. It can keep your payments low and cap the amount of interest you need to pay back.
A Short History Of The Gi Bill
In 1944, the U.S. passed the first GI Bill® into law. It was first utilized by millions of World War II veterans to finish high school, earn a vocational certificate, or attend college, opening up a world of educational and professional opportunities that were previously unavailable for many Americans.
The bill has undergone numerous changes over the years. The benefits significantly increased in 2008 with the passage of the Post-911 GI Bill®, which is offered to those who served in the military after Sept. 10, 2001, covering payment of tuition and fees, a monthly housing allowance, and a stipend for textbooks and supplies.
The Forever GI Bill®, passed in 2017, further expanded those benefits. In particular, it eliminated a 15-year time limit on the use of services for National Guard and reserve members, Purple Heart recipients, students focused on STEM programs, and enrollees at defunct schools.
Service members in the Army, Navy, Air Force, Marine Corps, Coast Guard, National Guard, or Selected Reserve are likely eligible for some benefits packages under the GI Bill®.
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Grants For Military Students Attending Trade Schools
Established in 2004, the Imagine America Foundations Military Award Program is a national financial aid program targeted to assist our nations military personnel. This $1,000 tuition credit award is available to any qualified active-duty, reservist, honorably discharged or retired veteran of a United States military service branch enrolling in an Imagine America participating career college. The MAP program is designed to help our veterans transition from military to civilian life.
The Imagine America Foundation and military.com, the largest online military destination, have partnered to better serve the military community with the MAP.
Eligible students must be an active-duty, reservist, honorably discharged or retired veteran of the United States military and be enrolling into an Imagine America participating career college. Students cannot be a previous recipient of any other Imagine America scholarship or award. Contact Imagine America for a list of participating institutions.
To date Imagine America has provided over $12 million in tuition assistance for military students.
Below you will find a state listing where we have campuses that offer our program. Simply click on any of the hyperlinked states to find the schools listed that offer the Imagine America Military Award Program at their campus.
What Trades Or Skills Can I Learn Using The Gi Bill
Earlier, we mentioned some of the most popular and in-demand career options that you can get into when you study at a trade school. Truthfully, you can be anything from being a yoga or dive instructor. The possibilities are endless!
But, you can also choose a career that is closely related to your role when you were in the military. This way, you already have the essential skills set, and can transition more easily to civilian life.
Here are some of the top career choices related to your Military Occupation Specialty :
Army: You can easily start a career in construction and heavy equipment operation, and earn a salary ranging from $45-71,000. Here are some jobs in this field:
- Architectural Drafting
- Construction Management
Other lucrative options include truck driving and security related work.
Navy: The field of information technology might be right up your alley. You can earn anywhere from $62-82,000 by doing:
- Computer Network Support
- Web Development
Or, you can also pursue a career in aviation or dental hygiene.
Air Force: Your ideal career would be in the field of aviation, where you can earn a median salary of $52-62,000. Some of your job options include:
- Aircraft Maintenance
- Avionics Technician
- Airfield Operations Specialist
Army National Guard: You might be looking for a career in the surveillance and law enforcement fields, where you can make $44-69,000 by becoming a:
- Security Systems Technician
- Police Officer
- Vessel Operator
- Human Resources
- Ship Engineer
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